Business Owners doing 50k+/month

Looking for 100-300k in 0% Interest Funding Every Year?

We help business owners transform the way they fund their business by getting access to as much capital as cheaply as possible to operate and scale efficiently.

Want to Find out More? Book a Call with our Team Below!

Clients Results

Jared Kmiecik

ECOM

0% Funding Total: $204,000

Revenue: $100k+/month

Credit Score: 730

Timeline: $100k within 30 days & an additional 104k on an as needed Basis

From Jared:

“In the first month, I got approved for $100,000 at 0% interest — my highest credit card to date.”

"Before Lucky Credit, Amex shut me down right before Q4 — they came in at the perfect time and saved my business.”

Jim Lala

Real Estate

0% Funding Total: $140,000 + 125k in <10% Interest Funding

Revenue: $20k+/month

Credit Score: 790

Timeline: $140k at 0% on an as needed basis, more available if needed

From Jim:

“It would just be so much more stressful because I would be butting up against credit lines and stressing out… just being able to have more tools in the toolbox makes things so much easier.”

“Rather than trying to like do this all myself and deal with all the hassles I said let me just do this and just get it handled professionally… I knew this is what I needed.”

Industries We Specialize In Funding

From high-growth startups to blue-collar operators, our capital strategies support businesses across every stage and sector.

Medical

E-commerce

Real Estate/Construction

Other Industries we've Funded

Medical Practitioners (Doctors, Dentists...)

Online Brands

Fix and Flippers/BRRR

Tech: SaaS, Tech Consulting

Medical Labs & Spas

Amazon FBA

Construction

Services: Cleaning, Hail Restoration, Landscaping

Medical Equipment

Wholesalers

Contractors (Roofing, Concrete, Painting, Solar)

SMBs, Restaurants, Manufacturers

Our Funding Strategy

Why People Work with Us?

Our funding system empowers you to unlock six figures in new capital each year

—while maintaining a strong credit profile and maximizing rewards

1

$100–300k at 0% Interest

We install a Funding Engine inside your business that predictably unlocks $100–300k in 0% interest funding every year — giving you cheap, reliable capital to operate and scale.

2

800+ Credit Score

Our goal is to help you reach — and keep — an 800+ Credit Score through proven Credit Optimization strategies. We make sure your profile stays primed so you're always in a position to access more capital.

3

$10,000s/year in Bonuses

The capital we get for you isn’t just free credit — it’s real upside. We show you how to unlock tens of thousands in cash-back and points through our funding sequence, and teach spending strategies that maximize bank incentives.

4

Additional Funding Options

Once your business has unlocked the maximum 0% interest credit, we help you access additional capital sources — from business lines of credit and equipment financing to SBA and real estate loans. Whatever your business needs, we’ll help you get it at the lowest possible cost.

Want 100-300k in 0% Funding?

STILL NOT SURE?

Frequently Asked Questions

How is Lucky Credit different from other funding companies?

When you work with Lucky Credit, you work directly with Dan — your dedicated funding expert and partner in business.

Our goal isn’t just to get you quick funding and send you on your way.

We focus on solving your immediate financing needs while building a long-term relationships that help your business grow and secure ongoing access to capital in larger sums and at cheaper rates.

Which financial products will we apply for to secure funding

We focus primarily on 0% Interest Business Credit Cards, because it's the cheapest source of capital. Then if we need more or cash access we can also access:

- Low Interest Loans

- Business Lines of Credit

- Equipment Financing

- SBA Loans

- Or any other type of Funding that would work for your Business

Will this hurt my personal credit?

Nope! It'll actually help increase it!

1. We are going to optimize your Personal Credit to bring it as high as it's ever been... and keep it there

2. We are going to be applying for Business Products that don't report on your Personal Credit Profile so it's not going to hurt you to use them

3. Any hard inquiries that you get in the process, we'll remove them quickly

How long does it take to get funding?

It depends on what the Client's Credit & Business Profile are looking like.

Sometimes if everything is perfect we can start applications as soon as the 1st Onboarding Call.

Other times, it can take around 90 days if the Credit needs a lot of repair.

But in most cases, clients can expect to start getting funding between 14-30 days

What are the requirements to work with us?

Established Revenue:

We typically work with business owners generating $20,000+ per month in revenue — the higher your revenue, the stronger the funding results.

Strong Personal Credit (Ideally 720+):

A 720+ credit score will help you qualify for the best 0% funding options. However, if your revenue is strong, we have alternative programs available — and we can also help you repair your credit to reach 720+.

Funding Goals:

You should be seeking at least $100,000 in 0% interest funding — otherwise, it likely won’t make financial sense to move forward.

Credit History:

Your personal credit profile should be at least a few years old with at least 15,000 in Revolving Personal Credit Limits.

Clean Credit Record:

We’re unable to work with applicants who currently have bankruptcies showing on their credit profile.

What are thes costs?

Because every client’s credit profile, business financial situation, and funding goals are different, we don’t use a one-size-fits-all model. Our work is custom-built around your situation, strategy, and desired capital outcome.

Typically our funding solution ranges from $10,000–$15,000, depending on the results and the length of our engagement.

If you’re serious about securing high-level funding and want a funding partner who who's only goal is to get you as much captial as possible as cheaply as possible as easily for you, book a call — we’ll determine if we’re the right fit and outline exactly what your investment would look like.